April Karen Samson @ HallOfScam

http://www.hallofscams.com/aureus-capital/

Aureus Capital
What Was Aureus Capital (Singapore)?
Aureus Capital was a Forex scam which masqueraded as a Forex trading managed account company based in Singapore promising investors high returns on investments. Founded in 2013 by Michael Phillip Atkins (an American) and April Karen Samson (a Filipino), the company went defunct in mid 2014 after the CAD (Commercial Affairs Department) of Singapore stepped in to investigate their operations after some investors complained about withdrawal delays.
As of today, the CAD has not updated the stranded investors – who has pumped in an estimated US$20 million – on the status. It is also unclear where Michael Atkins and April Samson are.
URL – http://www.aureuscapital.com.sg/
Forex trading managed accounts – a model where traders manage your funds and trade on your behalf within their own account. Many scam companies use this model so that investors can only see what the scammers want them to see and very often, scammers fake trading results so that you feel secured seeing something. Granted, there are a few genuine trading firms that use this model too, but they are rare.
A safer and more common model employed by bonafide trading firms is where you get to open your own trading account with a broker with no affiliated relations to the trading company, so that there is full transparency and control of what goes on within your account. You can read more about this model here.
As High As 30% Returns Per Month
One of our readers – Joseph – saw a Facebook ad one day. It led to the Facebook page of a investment company that showed very impressive trading results. He got curious and sent a query to the email provided. He got a response within an hour and soon met up with one of the founders of Aureus Capital – April Karen Samson.
Joseph was a careful and suspicious man who guarded his money zealously, so it was natural that he wanted to put a face to this very impressive trading firm.
Interestingly, Aureus Capital did not have an office yet. His first meeting with April was at a Mos Burger in a neighborhood shopping center. (1st red flag – what kind of investment firm doesn’t have an office?)
April was a Filipino, considered attractive by a certain standard.
April SamsonApril Karen Samson
Joseph knew quite a bit about Forex trading so he asked April how his money would be traded. April said that she was only the marketer and the trading was done by an experienced trader called Michael, so she could not answer his questions. (2nd red flag – how can you sell something you don’t understand?)
Joseph then asked which brokerage firm he would be signing up with. April replied that Aureus trades through Oanda, but clients will not have their own accounts as their money would be traded under the Aureus account as a managed fund. (3rd red flag – this meant that the Aureus folks have full control over the account and can easily abscond with the money. This also meant that investors will never know if their funds are being traded at all or not, and if so, what the real status is.)
Joseph was very hesitant after hearing this, but April furnished some very impressive trading results (as high as 30% returns per month) and told him that he just had to put in US$1000 to test drive their services. April also assured him that they were legit and registered with Singapore’s Accounting and Corporate Regulatory Authority.
Unfortunately Joseph was not aware that such investment companies also needed to have a capital market license from the Monetary Authority of Singapore in order to operate. (4th red flag – Aureus Capital never had this!)
And after some more sweet talking, Joseph took the bait.
Ironically, that was in the month of April, 2013.
2 Months Later …
The weeks went by. Every week Joseph received a trading results report. Some weeks he made more. Some weeks he made less. There was just one week when he made a small loss.
And just 2 months later, Joseph had realized a 100 percent gain. His account has ballooned to US$2000!
Being the cautious man he was, Joseph submitted a withdrawal request of US$1000 to April, which was honored within 3 days.
And He Put More …
That was all Joseph needed to transfer a further US$50,000 to Aureus. With his heart beating for joy at having found a path to financial freedom, he started calculating his potential returns on investments. Using a compounding calculator projecting a ‘conservative’ returns of 20% per month, he realized that he would be a few million richer in a couple of years!
And He Was Encouraged to Introduce Friends
One day, April told Joseph that they have a referral program where he would be able to earn a 2% recurring commission from generated returns if he referred his friends. Boy, was Joseph excited! He could make more money by helping his friends and relatives make money. What’s there to dislike? Very soon, many of Joseph’s friends and family members invested with Aureus. And many of their friends invested too.
Meeting Michael
One day, April invited Joseph to a gathering with other investors to meet up with their mysterious trader – Michael Atkins. Joseph was invited as he was one of their most active affiliates and bigger investor. Michael had wanted to thank them personally.
Michael was a big and tall American, 40-ish and towering over everyone else. He was socially awkward and struggled at making small conversation. When asked about what trades he usually made, Michael was elusive and tried his best to avoid answering by being ambiguous. (5th red flag – legitimate traders are often willing to share their trading strategies, because they know that clients will trust them better knowing how they trade)
Through this gathering Joseph got to know some other investors, whom he will later join forces to sue Aureus Capital with.
Michael
Michael Phillip Atkins
In March 2014 Things Started Happening
Signs of Aureus breaking down started to happen in March 2014. They stopped trading for a while, citing inconsistent reasons. They also took a long time to process requests for withdrawals. And suddenly, they dropped the bomb.
Without warning, all the investors received this letter.
“Dear Aureus Members,
This is a notice to inform everybody that the Commercial Affairs Department (CAD) of Singapore is conducting an investigation on Aureus Capital. As part of the investigative process CAD has frozen the Aureus bank account pending the conclusion of their investigation. During this process, we are not allowed to conduct any business activities/trading, process withdrawals and/or receive funds from our clients via our company accounts. We have no information at this time as to what will happen next or how long the investigation process will take. We will return back client funds as soon as we are able to do so. Our apologies for the inconvenience.
Aureus Capital Pte. Ltd”
This was sent on 24 July 2014. And since then, nothing else had been heard from April Karen Samson and Michael Phillip Atkins. They have vanished into thin air.
Police Reports and Law Suits
Joseph and his friends – who had a combined sum of about US$3 million invested with Aureus – decided to lodge police reports against Aureus to recover their money. (From what we know, the CAD of Singapore has not given anybody a concrete update other than a formal ‘we are still investigating’ until today.)
They also filed a lawsuit against Aureus Capital and applied for a court order to garnish the money in their bank account and brokerage account. Unfortunately they only managed to garnish a grand total of something like a miserable $1000 bucks from the brokerage account and as for the bank account, they were informed that it was frozen by the CAD and nothing more could be done until CAD unfroze the money.
Joseph and his friends had unfortunately exhausted all their options. All they could do now – like all the other Aurues investors – was to wait for the CAD to give them a closure.
An Interesting Bit of Info on Michael Atkins
If Joseph and his friends had taken the time to do a bit of Googling on Michael Atkins, they would have found an interesting bit of information on Michael Atkins.
According to a thread on Forex Peace Army, this was not the first time Michael Atkins ran afoul of the law. He previously ran a Forex trading firm called Amasis Capital in Indonesia, and after attracting millions of dollars in investments, he claimed that the Forex broker he was using absconded with all the investors’ funds.
Of course some people did not believe him and reported him to the Indonesian police. They responded by throwing him into jail. Later, it was not known how he got himself off the hook and why he was released. But Michael was suddenly freed.
Although he claimed that he would make good to his investors the money they invested, he never did. They never heard from him again.
Who would have thought that the next time he surfaced, it would be in Singapore?
Now where in the world is Michael Atkins and April Samson?
In Conclusion
It is still a mystery at the time of this writing as to why Aureus was investigated by CAD, whether Aureus was really trading or was just a ponzi scheme, what happened to the investors’ money and where Michael Atkins and April Samson had gone to.
Hopefully all these will be known to the investors soon so that they can have a closure and move on.
As for our readers, we hope that you learn from Joseph’s experience and ask the right questions before you invest into anything. And if you ever run into Michael Atkins and April Samson, do drop us a mail at info@hallofscams.com!

Suspected serial online scammer arrested (Singapore)

SINGAPORE: A 30-year-old man has been arrested for his suspected involvement in a series of online purchase scams, the Singapore Police announced in a news release on Thursday (Apr 30).

Police said they received several reports regarding non-delivery of limited-edition watches and toy figurines that were ordered and paid for online since October 2014. Preliminary investigations revealed that the man is believed to be involved in at least 24 similar cases, where the victims have lost more than S$37,000.

Following investigations by the Tanglin Police Division, the alleged scammer was arrested at Beach Road following an operation conducted on Apr 28. He will be charged in the State Courts on Thursday for the offence of cheating under Section 420 of the Penal Code, Chapter 224. If found guilty, the man may be jailed up to 10 years for each offence.

The police would also like to remind members of the public to adopt the following measures to avoid falling victim to online scams:

Make your online purchases only from reputable vendors

If advanced payments are necessary, only transact with people you know and trust. Otherwise, insist on getting a contact number so that the seller’s identity can be verified

Check that the person or company you are buying from is physically located where they claim to be

Check the company or seller’s track record. Make enquiries with the clients and customers about the service they received from the seller

Never give your bank account numbers, credit card numbers and personal information to anyone you do not know or have not checked out

Do not provide any information that is not necessary to make the purchase

Do be mindful that scammers may use a local bank account for the transaction to enhance their credibility. The owner of the bank account may not be the person communicating with you online

– CNA/av

Bureau of Immigration warns against Long-distance Lotharios (Philippines)

Long-distance love is always a rocky affair—especially when your would-be foreign lover is a no-show, even after you paid for his freedom in cold hard cash.

On Thursday, the Bureau of Immigration (BI) warned against getting too friendly with sweet-talking strangers you’ve only ever met online or on the phone.

BI commissioner Siegfred Mison said that there’s a new scam about, involving people posing as foreigners looking to find love in the Philippines.

In a melodramatic twist, the sweet-talking scammer arranges to meet with his would-be local lover only to be suddenly snatched away by supposed BI officials. He would then ask for financial aid to get him out of the BI’s custody.

But little does the victim know that she’s been set up.

“The supposed foreigner, who in reality is part of a syndicate, (will) arrange for a meeting and make it appear that they are arriving in the Philippines at a given date. The Filipino then receives a call from someone who claims to be an officer from the BI and demands money to ‘release’ the foreign national from custody. The Filipino immediately remits money but never gets to see the foreign national acquaintance,” the BI said.
Mison said immigration officers at the airport are not authorized to make the first contact with non-passengers. It is “even more illegal to demand for money from anyone.”

“We advise our Filipino kababayans to exercise vigilance with their internet acquaintances to avoid being victimized by scammers,” he said.

Also, the BI said it does not hold arriving passengers unless they have been excluded for reasons under the Philippine Immigration Act.

“In the latter case, the passenger is sent back to the port of origin on the next available outbound flight,” the BI added.

Mison however said excluded passengers are informed of the reason for their exclusion. They may even demand a copy of the exclusion order.

“They will not be prohibited from making a call to their friends in order to seek assistance,” he said.

The BI advised Filipinos expecting guests from another country who get in the same situation to know the exact airport location and flight number of the passenger, to verify the truthfulness of the claim.

Mison said they can call the BI hotline at (02)465-2400 to check if a certain passenger is actually in BI custody at any airport.

Ultimately, there’s nothing inherently wrong with long-distance love: online romance is well and fine, but when money is involved you should think twice and maybe draw the line. — Joel Locsin/LBG/TJD, GMA News

More from: http://www.gmanetwork.com/news/story/470838/news/nation/bureau-of-immigration-warns-against-long-distance-lotharios

uFun Store (Thailand)

The Criminal Court on Sunday rejected bail for four executives of UFun Store Co Ltd, which allegedly operated a pyramid scheme of the same name that involved about 100,000 people and 20 billion baht in possible damages.

The court agreed to a police request to detain the defendants charged with public fraud — Chaithorn Thonglorlert, 41, Pol Sub Lt Rittidej Warong, 39, Rattavich Thiti-arunwat, 34, and Apichanat Sankla, 40 — for 12 days until April 23, pending further questioning of 30 witnesses, results of fingerprint examination and other legal proceedings. They are detained at Bangkok Remand Prison.

It also agreed with police that the defendants could flee and that the case concerned a large number of people and a huge amount of money.

Mr Rattavich and Mr Apichanat earlier placed a 2.5 million baht surety each. The UFun executives denied all charges during police interrogation.

Police are tracking down four other suspects — a Thai and three Malaysians — who are still at large. They are Tae Kim Leng, 40, a shareholder and director; Lee Kuan Ming, 38, a director; Wong Ching Hua, 42, a shareholder and director, and Thai national Arthit Pankaew, 47, also a shareholder and director.

UFun was granted permission under the Direct Sales and Marketing Act to sell herbal drinks, fruit drinks and cosmetics on May 25 last year but police later found it was operating a pyramid scheme which focused on bringing in new members rather than selling products. Police were acting on complaints by the company’s business partners who said they had not received their shares of promised profits.

According to the police investigation, UFun made money by persuading people to invest with it through its website and other online channels. It offered five investment positions: one-star (US$500 — 16,000 baht), two-star ($1,000), three-star ($5,000), four-star ($10,000) and five-star ($50,000). After becoming members, the customers would get points for discounts when buying products.

The members were asked to persuade others to join their team by buying UTokens, a virtual currency of its own used to buy the company’s products.

Pol Col Aungoon Klaikluang, deputy chief of the Consumer Protection Police Division, said public fraud carried a maximum prison sentence of 10 years and a one-million baht fine.

http://www.bangkokpost.com/news/general/526111/ufun-bosses-remain-behind-bars

Indian Students are Cheaters

Published on Mar 20 2015
The Associated Press
PATNA, INDIA — Around 600 high school students in eastern India have been expelled for cheating on pressure-packed 10th grade examinations this week, education authorities said Friday.
The incident has gotten widespread attention after Indian television footage showed parents and friends of students scaling the outer walls of school buildings to pass cheat sheets to students inside taking exams.

More than 1.4 million 10th graders are sitting for the test at more than 1,200 high schools across the state. They face tremendous pressure because they must pass the exams to continue their education.
Teachers and state education department officials supervising the examination caught hundreds of students who had smuggled in text books or scraps of paper to be used for cheating.
“It’s virtually impossible to conduct fair examinations without the co-operation of parents,” said P.K. Shahi, Bihar’s education minister. He said it was not possible, however, to monitor the 6 million parents and others who accompany the students to the examination centres.
State authorities have posted police at all schools where examinations were being held, “but we can’t use force to drive away the parents,” he said.
Bihar School Examination Board Secretary Sriniwas Tiwari said students caught cheating could be barred from taking the exam for up to three years, ordered to pay a fine or even sent to jail.
Cheating seems to be particularly widespread in Bihar, although there have been no reports of anyone being sent to jail for the offence.

Taiwanese Foxconn manager caught stealing Smartphones

TAIPEI (AFP) – A senior manager at Taiwan’s technology giant Foxconn has admitted stealing thousands of smartphones, prosecutors said on Friday, in a racket that reportedly made over NT$24 million (S$1 million).

Foxconn is the world’s largest contract electronics maker and assembles products for international brands such as Apple, Sony and Nokia. It employs about one million workers at its factories across China.

The Taiwanese deputy sales manager worked at the company’s factory in the Chinese city of Zhengzhou, which assembles products such as Apple’s iPhone 6.

Prosecutors said “thousands” of phones were stolen in the scam, which they believe involved a network of accomplices.

– See more at: http://www.straitstimes.com/news/asia/east-asia/story/taiwanese-foxconn-manager-caught-stealing-thousands-smartphones-20150320#xtor=CS1-10

4 Chinese nationals flew to Singapore to cheat elderly victims

Four Chinese nationals hatched a plan to cheat elderly victims in Singapore by selling electronic components they claimed were valuable.

On Jan 11, Li Qiangqing, Wei Shuihong, Zhu Zhaozong and Wei Wendong flew to Singapore from Shenzhen with about 32 packets of electronics parts as props.

The four men, aged between 48 and 53, cheated a 62-year-old housewife of $10,000.

They wanted to use the money to pay off debts.

Li, Zhu and Wei Shuihong carried out their fraudulent act on Jan 13.

Wei, 50, pretended to ask the victim for directions when she was alone at a market in Tampines. While they were talking, he “dropped” one of the electronic parts.

Zhu, 48, then showed up and asked Wei what the product was. Wei claimed it was a valuable computer part which he was selling for $50 apiece.

Li, 53, then joined in and told Zhu he was willing to buy the parts at $80 each.

Zhu then told the victim he wanted to buy 800 of the items from Wei, and sell them to Li for a profit. But he said he did not have enough money and asked the victim if she wanted to chip in.

The victim agreed to buy $10,000 worth of parts and went home to get the cash.

After receiving the $10,000, from her, Zhu told her to wait at a void deck for Li. He then left with Wei, claiming they needed to collect the parts.

When Li failed to show up, the victim realised she had been duped and called the police.

Wei Wendong, 49, who was not involved in the act, received $1,000. The men were caught on Jan 15. All four pleaded guilty last month.

Yesterday, the prosecution called for a jail term of 12 months for Li, Zhu and Wei Shuihong who had major roles in the act, and six months for Wei Wendong.

Deputy Public Prosecutor Loh Hui-Min said it was necessary to deter foreigners who plan to come here to commit crime.

She noted that there was premeditation, as they had brought the items from China.

The men are expected to be sentenced on March 17.

limyihan@sph.com.sg

– See more at: http://www.straitstimes.com/news/singapore/courts-crime/story/4-chinese-nationals-flew-singapore-cheat-elderly-victims-20150311#xtor=CS1-10http://str.sg/ord

OFW loses P200,000 to Facebook scammer

OFW loses P200,000 to Facebook scammer
VideosPhotosContact Us
An overseas Filipino worker in Saudi Arabia lost some P200,000 to an Ilocos Sur resident who posed as a woman on Facebook.

It was only last February that the OFW became suspicious because his Facebook “friend” refused his requests for a video chat, GMA Ilocos reported.

The suspect, identified as Christopher Javanillo, was arrested in a sting operation arranged by the police after the victim, 28, sought help.

According to the OFW, he met “Andrea Pauline Salvacion” on Facebook and “Andrea” would occasionally ask him for money.

But the OFW became suspicious when “Andrea” refused his requests for a video chat, and secretly returned to the Philippines.

He eventually learned “Andrea” was a man.

“Gumagamit (ang suspek) ng ibang account ng Facebook para maka-earn ng pera, nagpakilala siya bilang babae at nagkaroon sila ng relasyon,” said PO1 Ar-Jay Ofiaza of the Sta. Cruz, Ilocos Sur police.

Investigation showed Javanillo would use the photos of a female model on his Facebook profile.

“Nagawa ko yun syempre sa luho at mahilig kasi ako mag tour-tour ganun,” he said.

Javanilla now faces charges of estafa, though the OFW said he would desist from pursuing charges if he can return the P200,000 he got from him.

Meanwhile, in San Nicolas in Ilocos Norte, a minor is facing charges for violating the anti-cybercrime law for asking money from another minor via Facebook.

Investigation showed the victim was introduced to the suspect via Facebook, and the suspect claimed to be a child of a doctor and engineer.

But when the suspect asked for money, the victim got suspicious and told police, who arranged a sting operation.

The suspect claimed being ordered by a friend to engage in the racket. “Tinakot nila ako na pati raw pamilya ko ay idadamay nila,” the suspect claimed. —Joel Locsin/KBK, GMA News

More from: http://www.gmanetwork.com/news/story/449813/pinoyabroad/crime/ofw-loses-p200-000-to-facebook-scammer

Imelda Fronda Saluma charged in $1.5M immigration fraud scheme

Imelda Fronda Saluma charged in $1.5M immigration fraud scheme
Feb 05, 2015 4:43 PM ET
CBC News

A Toronto woman has been charged in connection with a scheme that defrauded would-be immigrant workers of more than $1.5 million, police say.

The investigation into GoWest Jobs International, an employment recruiting agency on Finch Avenue West that specializes in immigrant workers, began in October last year.

According to police, the company took payments from foreign applicants, many of Filipino descent, to produce fraudulent documents, references and employment contracts. These materials were then submitted to foreign government agencies to create the appearance that all the necessary paperwork was in order.

When the applicants tried to follow up, however, they were denied entry to Canada because of the false documentation submitted on their behalf.

Those caught with fake paperwork are banned from reapplying to work in Canada for two years.

Police allege the company took more than $1.5 million in fees from about 500 applicants from six countries.

On Wednesday, police arrested and charged Go West Jobs owner Imelda Fronda Saluma, 46, with 39 offences, including 11 counts of fraud over $5,000.

Agnes Aquino says she used GoWest to bring four relatives from the Philippines to Canada for work. Aquino told CBC News she paid Saluma $3,500 in 2012 to process the applications for the work permits.

When Aquino’s relatives went to the embassy in Manila to have their documents verified, they were told they were not valid.

“They are heartbroken and frustrated,” said Aquino. “They would really like to come over and work.”

Aquino said Saluma promised to refund the money, but never did.

Police believe there may be more people affected by the alleged scheme.

They want anyone who may have been defrauded or who may have valuable information to contact them.

With files from CBC’s Stephanie Matteis

Not all that glitters is gold

The lure of a quick return on investment momentarily blinds many, until they realize they are trapped in a scam
It has all the ingredients of the next lucrative investment – or a scam.

Depending on who you talk to, either Emgoldex Philippines is your next ticket to financial freedom, as what the solicitors are claiming; or it is your next train ride to poverty.

But it is what Multitel did in 2001.

It is what FrancSwiss did in 2007.

It is what Aman Futures did in 2012.

It is what Aureus Capital Pte Ltd in Singapore founded by April Karen Samson of San Pedro, Laguna,Philippines did in 2014.

And it is what Emgoldex is doing right now.

The apparent Dubai-based firm recruits investors to buy gold online and pays bonuses for referring friends and acquaintances.

Emgoldex has such the same enticing pitch as what its forebearers had. Emgoldex Philippines is promising high returns: for example, a P1,000 ($22.61) investment would earn profits ranging from P5,000 ($113.05) to P10,000 ($226.11) or a P35,000 ($791.40) would return P180,000 ($4,070.04) to P360,000 (8,139.77).

The Securities and Exchange Commission (SEC) already warned the public against investing their money in Emgoldex Philippines, as it is not a registered corporation or partnership.

SEC stressed Emgoldex Philippines is not authorized to solicit investments from the public as it did not secure prior registration and/or a license or permit to solicit investments from the commission as required under Section 8.1 of the Securities Regulation Code.

Know thy scam

Generally, a scam can be classified into either Ponzi or pyramid.

At a glance, there is little difference between the two. Both are designed to fool unsuspecting (read: ignorant), or greedy investors into investing their money in exchange for hefty rewards.

The Ponzi scheme is named after the Italian immigrant Charles Ponzi who originated this type of scam. In a Ponzi type of investment, the solicitor, usually labelled as a financial expert, would solicit money from investors with the promise of extraordinary returns paid out in regular intervals. At the end of the contract period, the investor would get his principal back. This ruse encourages the investor to reinvest his money. After all, the solicitor made good on his promise.

What the investor did not know is that the money the solicitor paid him was from other investors and what he is paying the other investors is money solicited from other investors again. Trouble comes when he is paying out more than he is bringing in. By then, he simply collects the remaining money and disappears – forever.

In a pyramid scheme, however, the investor is required to recruit other investors, who in turn will recruit other investors. The amount paid is given to his recruiter. He will be able to recoup his investment through the other recruits he can bring in for the company.

Oftentimes, the investment will be justified as purchases for some revolutionary product; and the amount is but a small sum to partake of. In time, the pyramid will collapse as there are only a finite number of people who can join this scheme.

Red flags
A scam like Emgoldex Philippines has 4 tell-tale signs that should send investors running in the opposite direction:

High-return for little or no risk

The basic tenet in investing is the higher the return, the higher the risk as well. High returns do not constitute a scam, but if the solicitor promises you such guaranteed returns with absolutely no risk – and bets his entire life savings on it – turn him down.

All businesses and investments require a certain degree of risk. The only thing guaranteed here is that you will lose your money in the end. Remember the caveat: If it is too good to be true, then it probably is.

Complex product or portfolio

You would often hear jargon as part of their explanation on how they make money. The premise is that the more highfalutin the words are, or the more complex a product is, the more unconvincing the investment is.

If the solicitor cannot translate his methodology or product in layman’s term, then he is more likely covering something up. Most of the time, people are afraid to ask questions. Do not be afraid. It is your money at stake.

Pressure to invest now

Scammers will try to coax you into investing now. They will not allow you to “think about it”.

They will tell a (probably fictitious) story of how another person, who was pretty much in the same predicament as you, found a jackpot in this investment scheme. And that if he could rise out of poverty, then so could you.

It is not registered nor licensed

Worse, they do not have any physical office. Even if they do, it is somewhere where no one could verify its authenticity – even with Google maps.

Under Philippine law, a legitimate partnership or corporation should be duly registered with SEC. Also, any solicitation of funds from the public should have a license to do so under Section 8.1 of the Securities Regulation Code. Even their solicitors need to have a specific license to offer their investment.

The purpose of being registered is to have a governing body regulate operations. No registration, no license, no solicitation. No excuse.

A scam comes in any form or size: equity stakes, precious metals, oil, foreign exchange – anything that could lure investors has been and will be thought of.

But by equipping ourselves with knowledge, we will even the odds already. – Rappler.com